Every recent media article stresses that it is a "Buyer's Market" in real estate. By definition this means there is more supply than demand, and the Buyer is in a position of power. If this is truly the case, then why are sales volumes at recent lows? If the Buyer's dollar goes further than it has in two years, why are they not spending them? Truthfully, I do not know.

Why are real estate agents - the ones with their fingers on the pulse of the market - aggressively buying property when all of their clients are hesitating? The answer is simple: the negatives of waiting in a market like this can often outweigh the positives. Although the inventory has ballooned (check out your options for Carlsbad real estate or Encinitas homes), do you think the best properties that meet most of your quality of living needs are going unnoticed? No, they are being purchased at their lowest prices in two years by savvy buyers who realize a home is a long term lifestyle and investment decision, not something they want to settle for second best on.

And how will you feel when your neighbor, who has been in their home one year longer than you have, is making a comfortable mortgage payment while you struggle to make yours because interest rates shot up while you procrastinated? Finally, do you think you are going to look back fondly on the times you crammed your family in a small rental when for the exact same monthly payment you could own something larger with a yearly tax break?

I suggest you do yourself a favor and at least browse the current inventory at my real estate website to see if a higher quality of life is simply awaiting a click of your mouse.